What he is saying is that the terms you are talking about have no relevance to each other. I will go and tell you what these things you have heard mean.
To unlock a CPU usually has to refer to "gapping" the L5 bridges on some Thunderbird cores, and I think some Duron cores, and the one it is most commonly referred to in the "unlocking process" is to the Athlon XP Palomino core. Unlocking yields full access to the adjustment of the multiplier. The multiplier being the 13 in the 13X133 in a 2100+'s speed determining. The 133 is the system clock, where in AMD's to get the memory "speed" you double the system clock (not time). With access to the multiplier you can lower that, and kick the fsb up. Now that we have a bit explained, I will tell you what "the limit is".
To most people they are limited by cooling. Some are either limited by bad memory, or an old mobo...or sometimes even a pos PSU. The motherboards "limit" is in the changing of the FSB, and how high it can go. I think in some of the newer (new new) can go to like 230 FSB, which would yield a memory "speed" of 460. I may be wrong in how high the FSB is on boards now, but once you max out on FSB, the only way to increase MHz is to increase the multiplier. That is the only limit there is to a CPU.
If you have more questions, come back and we shall answer.
Fold and Frag on
Brian