Turns out it's not the mobo it's the ram...(maybe)

Ever since I bought my current rig (see sig) it's been unstable at stock settings, I've always presumed it was the mobo since the Neo2 plat is either a great mobo or a POS(with my usual luck I tought I had the later). So now than I'm down to a less densely packed schedule I decided to run some test to isolate the cause of this instability(it would crash 3-5 times a week). First stop was memtest+, Test #5 gives me about 20-25 errors EVERY pass it makes. The worst is it's always the same Err-Bits on every error. the err-bits is "00020000".

What I want to know is if that thing is a real error(worth RMAing the ram) or just an interferance from the bios/hardware?

Have you tried different bioses and different memory slots? And have you tried to test one stick at a time?