The Abit mobos typically undervolt, but they undervolt across the board. Asus will sometimes overvolt at idle and then usually droop under load.
The Zalman is a decent cooler if you want quiet, but there are better heatdinks if you are going to push your O/C and want better cooling, like the Thermaltake XP-90.
I would not raise vcore unless you are unstable. That will raise temps and you don't want that right now. Sure, try dropping the AGP voltage down a notch and see what happens.