Results 1 to 10 of 10
  1. #1
    Member
    Join Date
    Dec 2003
    Posts
    1,401

    Cash Back Credit Card

    I know threads like this have popped up in the past, but % change and so do the cards. I'm looking for another Credit Card solely for cash back reasons, can anyone recommend the best one they have come across or one they have had the best experience with?

    I've been looking online and at this point I care more about personal experience. I already have a dedicated Gas card (Awesome cash back) and a bank Credit Card (No cash back).

    Oh and Visa, Mastercard, American Express, it doesn't matter to me.
    My Heatware
    i7 920@4Ghz/CM Cosmos 1000
    ASUS P6T Deluxe V2/Enermax DXX 1KW
    OCZ Platinum 3x2GB
    Crucial M4 128GB SSD x2/WD Green 1TB x3
    Hanns-G 28in/HIS Radeon 6950
    Auzentech X-Fi Forte/Logitech Z-5500

  2. #2
    Chase Freedom Visa is what I use. 1% on all transactions, 3% on top 1/3rd of your spending categories. Plus when you collect $200 in cash back you get a $50 bonus AND you get a $50 signing bonus for opening the card.
    Heatware:
    Trolls: You mess with one of us, you mess with SSS
    Gamertag: Elif Tymes

  3. #3
    Member
    Join Date
    Aug 2005
    Location
    Bradenton, FL
    Posts
    606
    I have a discover that ges 5% cash back on things that change every few months. From Gas and retaurants to oil changes and what not. 2% on all other things. Though I prefer points to cash back.
    ASUS M4A77D
    AMD Phenom II X2 555 (unlocked to x4 555 be) @ 3.5
    8gb Ram
    GTX 760.

  4. #4
    Member
    Join Date
    Dec 2003
    Posts
    1,401
    Quote Originally Posted by Elif Tymes View Post
    Chase Freedom Visa is what I use. 1% on all transactions, 3% on top 1/3rd of your spending categories. Plus when you collect $200 in cash back you get a $50 bonus AND you get a $50 signing bonus for opening the card.
    Nice, that was one of the cards I was looking at among some mastercards. One of my friends has a similar chase card and likes it a lot. The point cards are nice but I'd rather not get another similar card like I have with my (SA Gas Card = Points)
    My Heatware
    i7 920@4Ghz/CM Cosmos 1000
    ASUS P6T Deluxe V2/Enermax DXX 1KW
    OCZ Platinum 3x2GB
    Crucial M4 128GB SSD x2/WD Green 1TB x3
    Hanns-G 28in/HIS Radeon 6950
    Auzentech X-Fi Forte/Logitech Z-5500

  5. #5
    Member lordkosc's Avatar
    Join Date
    Jun 2005
    Location
    Northampton,Pa
    Posts
    2,576
    Citibank has a good card : Citi® Dividend® Platinum Select® MasterCard®

    www.CitiCards.com

    Earn 5% cash back on purchases at supermarkets, drugstores, gas stations, convenience stores, and utilities including cable for 6 months, and 2% thereafter.

    Earn 1% cash back on all other purchases.
    CPU & CPU Fan --------- i7 2600k @ 4.5 Ghz ||| CM Hyper 212+
    MoBo & Memory -------- Asus p8p67 Pro and 16GB Corsair XMS DDR3 1600
    SSD's ------------------ 2x 512GB Crucial MX100 (OS/Programs and Games)
    Game Backup HDD ----- 3TB WD Green
    Misc Storage HDDs ----- 5x 2 T.B SAMSUNG F4 5400 RPM 32MB
    Video Cards ------------- Gigabyte GTX 970 G1 , and a Gigabyte GTX 670 OC for Physx
    Monitors --------------- 1 Samsung 32" 1080p LCD TV ||| 1 x Dell 2007FPW Rev A02 |||
    Case/PSU/OS ---------- Antec P280 ||| Antec EarthWatts EA750 750W||| Windows 8 x64

    3dfx 1997-2002 ~~~ Nvidia 2002-present.
    AMD 1998-2008 ~~~ Intel 1993-1998 , 2008-present.

  6. #6
    Member TommyHolly's Avatar
    Join Date
    Apr 2003
    Location
    Chicago
    Posts
    1,727
    Just keep in mind that many times gimmiks like cash back and points will be on cards with higher interest. (even just a 0.5% difference in what you pay on interest is HUGE!)

    1. First get the lowest possible interest on your credit card.
    2. Then see what kind of BS gimmiks they can attach to it
    sig deleted by muddocktor-take it up with the Admins

  7. #7
    Member lordkosc's Avatar
    Join Date
    Jun 2005
    Location
    Northampton,Pa
    Posts
    2,576
    don't carry a balance and you don't have to worry about interest...
    CPU & CPU Fan --------- i7 2600k @ 4.5 Ghz ||| CM Hyper 212+
    MoBo & Memory -------- Asus p8p67 Pro and 16GB Corsair XMS DDR3 1600
    SSD's ------------------ 2x 512GB Crucial MX100 (OS/Programs and Games)
    Game Backup HDD ----- 3TB WD Green
    Misc Storage HDDs ----- 5x 2 T.B SAMSUNG F4 5400 RPM 32MB
    Video Cards ------------- Gigabyte GTX 970 G1 , and a Gigabyte GTX 670 OC for Physx
    Monitors --------------- 1 Samsung 32" 1080p LCD TV ||| 1 x Dell 2007FPW Rev A02 |||
    Case/PSU/OS ---------- Antec P280 ||| Antec EarthWatts EA750 750W||| Windows 8 x64

    3dfx 1997-2002 ~~~ Nvidia 2002-present.
    AMD 1998-2008 ~~~ Intel 1993-1998 , 2008-present.

  8. #8
    Member drenader's Avatar
    Join Date
    Nov 2003
    Location
    Austin
    Posts
    343
    Quote Originally Posted by lordkosc View Post
    don't carry a balance and you don't have to worry about interest...
    QFT

    Use a credit card as a tool, don't let it sink you. Don't carry a balance and it wouldn't matter if the rate was 300%.

    Also if you are college student look at the Citi MTVu card, thats the best one I have. 5% at restaurants, movies, bookstores, amazing card. All in the form of citi's thank you points which isnt exactly cash but they have some good redeeming options.
    "Death gotta be easy, 'cause life is hard It'll leave you physically, mentally, and emotionally scarred"
    -50 Cent

  9. #9
    Member djrussell's Avatar
    Join Date
    May 2007
    Location
    everett, wa
    Posts
    804
    Quote Originally Posted by lordkosc View Post
    Citibank has a good card : Citi® Dividend® Platinum Select® MasterCard®

    www.CitiCards.com

    Earn 5% cash back on purchases at supermarkets, drugstores, gas stations, convenience stores, and utilities including cable for 6 months, and 2% thereafter.

    Earn 1% cash back on all other purchases.
    i have this one but i might be grandfathered in on old terms. i've had it for a few years. i think i still get 5% on groceries, drugstores, and gas. there's a $300/yr max though. and yeah, don't carry a balance and you'll be .
    x2 5600 21/45 w/Tt ruby orb
    GB ga-m61p-s3
    2x512 + 2x2 ocz platinum 4-4-4-12
    seagate 'cudas 80gb + 500gb
    rosewill stallion 500w
    raidmax sagitta case
    powercolor HD3870 PCS

  10. #10
    Member lordkosc's Avatar
    Join Date
    Jun 2005
    Location
    Northampton,Pa
    Posts
    2,576
    Quote Originally Posted by djrussell View Post
    i have this one but i might be grandfathered in on old terms. i've had it for a few years. i think i still get 5% on groceries, drugstores, and gas. there's a $300/yr max though. and yeah, don't carry a balance and you'll be .
    yeah same one i have, also grandfathered in on the 5%
    CPU & CPU Fan --------- i7 2600k @ 4.5 Ghz ||| CM Hyper 212+
    MoBo & Memory -------- Asus p8p67 Pro and 16GB Corsair XMS DDR3 1600
    SSD's ------------------ 2x 512GB Crucial MX100 (OS/Programs and Games)
    Game Backup HDD ----- 3TB WD Green
    Misc Storage HDDs ----- 5x 2 T.B SAMSUNG F4 5400 RPM 32MB
    Video Cards ------------- Gigabyte GTX 970 G1 , and a Gigabyte GTX 670 OC for Physx
    Monitors --------------- 1 Samsung 32" 1080p LCD TV ||| 1 x Dell 2007FPW Rev A02 |||
    Case/PSU/OS ---------- Antec P280 ||| Antec EarthWatts EA750 750W||| Windows 8 x64

    3dfx 1997-2002 ~~~ Nvidia 2002-present.
    AMD 1998-2008 ~~~ Intel 1993-1998 , 2008-present.

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •