Running one DIMM instead of two, will reduce signal problems and electrical interference, so in theory should *improve* stability. Many motherboards don't even support the use of two or three DIMMs at the highest supported speed because of this.
If you are overclocking, make sure you set the DIMM speed to PC2700/DDR333. This will allow you some room to up the FSB before the memory becomes the bottleneck.
Ideally, you should always keep the RAM in sync with the processor FSB, meaning if the fsb is 145/290DDR, the ram should be running at 145/290DDR. This will A) reduce latency, hence speeding things up a little B) provide ample room for overclocking the FSB without RAM becoming a bottleneck.
Try upping the voltage of the DIMM if you cannot get it to run stable at a given speed.
It may or may not be the DIMM holding you back. You say you cannot boot past 145fsb, at those speeds it may be likely that one of your PCI devices or AGP card are giving out because of an overclocked PCI/AGP bus speed. Try kicking in the 1:5 divider if possible, if not you will have to auto-config the CPU to run at a 166mhz default fsb speed. (This involves joining one of the bridges on the CPU itself). By doing this, automatically kicks in the 1:5 divider (meaning AGP/PCI devices run at 1/5th the speed of the FSB instead of 1/4th). This should allow you to reach speeds upwards of 190fsb, without the AGP/PCI speed becoming a problem.
I was able to do this on my Athlon 1700+ (t-bred A) and my 7vaxp ultra. By doing this, the system will always run a default speed of 166fsb, which means you will probably have to drop the multiplier some, and increase the CPU voltage a little.
This often produces the highest performance on the GA-7VAxxx boards, because the fsb and RAM run in sync at high fsb's. There is no other way that I know of to, kick in a 1:5 divider, so unless you do this mod, you may be stuck at a 145mhz fsb.
Good luck!
BTW: If you still believe the RAM to be a problem, make sure "Top Performance" is DISABLED, and that RAM timings are relaxed or at stock speed (CTRL-F1 to access that menu)