2.26ghz has a multiplier of 17, right? You're running a FSB of 164 or 165 to reach 2.8ghz? If so, I'd say that's just too fast for your PC 2100 RAM and that's what's causing your crashes. PC 2100 spec is DDR 266, or a FSB of 133. It would also be helpful to know what your vDIMM setting is, and what ratio you're running between FSB/RAM. Also, your latency settings come into play... In other words, it could be a lot of things, but all of them point at your slow, (by OC standards) memory, which is made to run with your chip at stock speeds ONLY.