These items found on almost every motherboard are power filters.
That's a really basic name for them, they are techincally known as:
Chokes, Inducters or simply Coils.
They serve a purpose to remove splurious signal from the power, and as they are generally close to memory and CPU sockets then it would be a valid assumption that they are required to provide a clean supply to those parts.
They are not bare wires, they are generally covered with a very thin layer of enamel, thought this layer is very easily chipped or scraped off.
I suspect that each of these coils would carry the main power rails, so they could be -5v, +5v or +12v BE CAREFULL NOT TO SHORT THESE OUT.
Also for your own info the mosfets have a small tab on the top of them, this is connected ellectricaly to the middle (center) pin.
Be careful not to short the tab to any other part of the mobo.
If you are concerned about heat dissipation frm the Fets, then try using a non-conductive spacer or heat spreader on the REVERSE side of the mobo, so it contacts the underside of the PCB and then contacts the inner side of the Base unit side panel. This will help spread some of the heat away from the mobo into the case.
I do something similar on all my Graphics cards, have you ever felt how hot they get on the opposite side.. heat travels in ALL directions not just to the heatsink. I use insulated stickers to cover the exposed solder joints then apply a heatsink.. this then dissipates heat from both sides of the card and not just from the usual side.
One othe rpoint about cooling is air pressure, I did extensive research towards this back in 2000, and the aim of any overclocker should be to balance the air pressure.. too high or too low will result in a drop of efficiency.