Thx guys, like you all are saying, it is pretty obvious Windows apps are reporting it wrong for some reason or another.
I originally had my ocz's running at default volts (2.6) and machine rebooted intermittantly. Being new, I didn't realize I needed to bump it up to 2.8 which they need to start with (I haven't owned such high-end mem before) . I kinda thought the BIOS would recognize that, and feed the mem what it needed (when it was on auto) That's ok though.
After changing to 2.8 (in the BIOS), running like a champ.