Just built my new pc need help OC it

Cannot seem to hit my stable sweet spot at 4.0GHz

My system
Thermaltake V3 Black Top Exhaust Front intake, Side Intake, Bottom intake, Rear intake(for H50)

CPU: Intel I7 860 Stock 2.8Ghz Batch # L003B839
MOBO: MSI P55 GD65 Non usb 3.0
RAM: 4 Gb 2x2gb Corsair XMS3 DDR3 1600 9-9-9-24
Power: OCZ ModXtreme-Pro 700W
HDD: 2x WD Caviar Blue 160gb Raid0
GFX: Zotac 9800 GTX+ 512MB

Cooling: Corsair H50 Push Pull w/ dual Scythe S-Flex SFF21F

Bios Settings:
CPU Phase Control: OFF
Speedstep: OFF
C1E: OFF
OC Stepping: OFF
OC Genie: OFF
Extreme Memory Profiler: OFF

Low VDROOP
VCORE: 1.401
VTT: 1.303
PLL: Auto
DRAM: 1.651
Spread Spectrum: OFF

EIST OFF
C-State OFF
C State Limit AUTO
C1E OFF
Overspeed Protect ON
Hyperthreading ON
EX Bitsupport ON
CPUID Limit Max Val 3 OFF
Virtualization ON
VT-D Tech OFF

CPU Base 200
Ratio 20
DRAM Timing 9-9-9-24
Memory Ratio 3 (1200MHz)
QPI Ratio 16 (6400MHz)

Anyone see anything wrong here when I run prime95 it crashes whenever i start ANY test.

These are my stock temps with my setup
IDLE
100% Load

Thanks for any help given

Ahhh... another 860 on the block!

You can get that up to 4Ghz without an issue on air using a 212+, the H50 probably, higher.

I wish I remembered every setting by heart. I'm not home to walk you through it.

But you'll need to disable all power saving options, such as C1E, C1, C2, etc...

Turn off turbo...

I'm sure others can go further. Don' t want to give you the wrong info.