I'd say make sure if it DOES got out with a "Bang" make sure it is not in a "critical" type system - or a system that isn't BACKED UP elsewhere. A PSU failure can cause all kinds of collateral damage in the form of borked drives, fried MoBo's, dead RAID Cards, etc.
While I've had PSU's last 10 years myself, I've also seen a nice 4-5 Year old PC Power & Cooling shoot sparks into my DAW PC - and brought a recording session to its knees in a hurry!!! Luckily, no hardware was lost in the ordeal, and the data was all intact (weren't actually rolling on a take when the PSU failed).
I consinder that DAW PC fairly "Mission Critical" for my Studio - so I will be swapping the PSU in it once every 3 years or so (and I'm running a nice Seasonic - but after 3-years - I'll swap it w/o blinking). Granted, there is still "Infant Mortality" to consider with any hardware - but that's why I'd be inclined to thoroughly stress-test any PSU I'll be using in a "mission critical" system before it goes into service.
I, personally, would NEVER use a 10 year old PSU in any system I need to rely on - but I'm somewhat anal about my "uptime" and backups in general - even on test PC's and such.
Caps DO dry-up when they get old - and those can not be detected by sight as they don't "Bulge". Only truly defective caps or caps that are run out of their specs will "bulge". Otherwise, more in-depth analysis is needed to determine their performance/longevity - and Caps aren't the sole point of failure.
It's your system - only you can decide how critical it (and the data contained within) are to you...