Well, if the hdd was an issue, than that wouldn't stop you from booting, just you'd get corrupt data over time...
That leaves that RAM, video card, and soundcard. Since you need RAM and video, try pulling the soundcard out and seeing if you can get anymore fsb...
Also, as you up the FSB, it should chance divisors...so, for kicks, raise the fsb until the 1/5 divisor kicks in, which if you're at 37mhz should be pretty soon.
Most pci stuff I've dealt with has worked reasonably well at 37...not all of it ofcourse, but I had a SiS 6326 agp card running with the pci at 39mhz...and those SiS video cards are strictly for light 2d business apps.
Just try and work though the variables you have...try to get to the 1/5 divisor, and take stuff off the pci bus that you don't need.
If you have NIC, pull it...those are usually the first items to cause a problem.
Goodluck!
Mike