Interesting find this morning. In a MSI bios there are two separate locations to access PBO...one in Settings and the other in the OC tab. The problem with that is one will override the other...they don't speak to one another despite the format/settings being identical. It was a real head scratcher why my bios changes were not showing up in tests until I figured this out.
I barely used any AM5/MSI mobo, but I assume this is the same as on every other AMD mobo brand. Each mobo manufacturer has its own OC tab, and there is also a "standard" AMD OC tab. Both have most of the same settings, but not all. Those who buy a cheaper mobo that lacks manufacturer's options can still find some OC options in the AMD OC tab.
I noticed that on some brands, not everything works, or some options override others. On the other hand, the list is long, but most options are useless.