Phenom ii x2 550 BE temperature readings

[WayneTrew]

Hi all

I'm using HWMonitor/Speccy to monitor my temps

problem i had is when i boot up and check bios it says:
Current System temperature: 27oc
Current CPU temperature: 37oc

however in then two programs mentioned it says 20-22.

New to overclocking, so kinda worrying as i don't wanna fry the chip! does anyone recommend maybe a better monitoring program, Everest maybe?

so anyway, which temperature is likely to be right :S?

Mobo: GA-MA770-UD3

thanks in advance

Wayne