From what I've read the AMD T-birds can handle at MAX around 90c, but I would NEVER get anywhere near that temp. I am not positive on the Insmell's, err Intel's, but I believe the, again MAX temp, is somewhere around 70c to 80c. These are maximum temperatures and you should not be operating anywhere near these. At your temps your chip is not going to turn into a blob of goo but you should work on getting that temp down before you overclock any further if you can.