Seems like the 2nd one was also user error: "The short version of this is that, after looking through everything, we think that the result of all this is improper installation, which is something a lot of Reddit users were pointing out when looking at the photos online."
As to ED's post, this is harsh, though the voltage issue had been fixed last gen? ⇾ "The Redditor confirmed that he only enabled the AMD EXPO profile for his memory. We can't definitely say EXPO was the culprit until the system is analyzed. However, there is a precedent of EXPO and SoC voltages killing previous Ryzen 7000 chips. However, those issues have been resolved, so that's not likely the case here with the Ryzen 7 9800X3D. Whatever the situation truly is, with the PC being sent to a repair shop to determine RMA status at the time of writing, it still seems odd that the CPU would enjoy seamless operation for a whole three weeks before spontaneously having a few pins melt and explode, especially if foreign material was already inside the CPU socket when it was mounted."