OH BOY have I ever, LOL. Well after going through this for 2 days on the MSI, it made me realise, put the Abit on clear cmos for 24 hrs. and take out the battery. Well when I got up I put the abit in the case to have a go at it and when I started it I made sure to only run one stick of memory and I held down the insert key and DAMM it posted. CRAP I wish I would of known I needed to let the thing sit for a long period of time.
Well these boards are the same chips and I didn't reinstall windows and it runs like a dream, the only difference was the MSI uses a onboard Nvidia Lan and the Abit uses some company I've never heard called IC Plus.
Not one thing with a Yellow Question mark next to it in the Device Manager, so remember that one next time, same chip mobos, no need to reinstall.
P.S. This bios only has options to change the FSB, not the multipliers like the MSI did, so I can't get it to 400MHz because the multi is on 13x, so I don't think it's worth it to mess with it, but you know what I think I'll just get me a 3200+ and forget this OC stuff, LOL