I don't have too much experience with pre-made external drives, but I've always gone the internal HD + enclosure route. Reason being is that last time I checked, companies usually used their older discontinued drives in their pre-made externals, so you weren't getting the latest technology (could've changed now though), plus I have always found it cheaper putting together a Hard Drive and an enclosure. It gives me the opportunity to choose a case I find aesthetically pleasing, along with one that has the cooling, outputs and features that I need, as well as choosing a Hard Drive that would suit my needs (ie, warranty, size, sound and performance).
The thing is though, with a USB 2 speed of 480 Mb/s (60MB/s) you won't be using your Hard Drive's full potential. For that, your best bet would be going the eSATA route. If eSATA isn't an option for you, then I wouldn't be paying the premium for a WD Black for it's speed alone, as a seagate 7200.11 (5 year warranty) or even the Caviar Blue or Green would do just fine.
I actually just picked up a 500GB seagate 7200.11 + a Vantec NexStar 3 enclosure for less than 100$ (Canadian) and I couldn't be happier with it. Compared to my older 160GB in the same enclosure, this thing is pretty much dead silent.
- Raven