PC power & cooling sells 1amp power load resistors if
that becomes a problom.
If you dont use power off the 5v line you will end up with
about 10v or skyrocket to dangerous levels, possibly
up to 25v!!! This is because the 5v & 12v lines are on the same
transformer. So if you dont draw enough power on the 5v
line, the transformers output volts begin to rise. thus
causing the 12v line to increase. The 12v line HAS NO REGULATOR!
Unles you have a PC power & cooling supply.
In the more common 10v issue its somewhat of the same thing,
however its the regulator that is working to hard, because none,
or too little power is being used.
If you have seen 12v lines go higher in rating, such as 12.2, 12.6
or even higher this explanes not enough power drawn from the
5+12v transformer. If it goes to low your drawing too much.
They should be fine nomatter the mix, I would however get
a power load resistor. The only other thing I want to state is
if possible make the power draw only 80% or less of the capacity,
not doing this can cause pre-mature failure of the supply. As
well as most supplys are a bit overrated.