My methodology for working out my overclock was to only look at one item at a time. So I worked out the max overclock I could get by raising the multiplier only. Then I went back and worked out the fastest FSB bus speed that was stable (which was ~350MHz). Then it was a case of playing with multipliers and FSB speeds that would give me a higher than stock HT speed, while running my RAM in spec and hitting the 4.2GHz ceiling I seem to have reached.
The temps in HW monitor are around 44-45°C, but I'm reluctant to push any more volts through the CPU than I am already. I worked out a rough offset for Coretemp (idling the processor at 800Mhz and looking at the CPU core temp, then looking at ambient temp in the room, subtracting the two and adding 5° to the difference, to give me a 13° offset), which suggests the Coretemp could be as high as 52°C under P95 stress testing. Not sure if AMD's figure of a safe max temp of 62°C is core temp or the value read by the motherboard diode under the socket.
Cooling is a Thermochill TA120.3 with 3 undervolted Noctua fans, an Aquacomputer cuplex kryos HF waterblock and a Laing DDC pump with an Alphacool top. Case is a Corsair 700D. Rear intake fan is a Noctua 140mm fan running undervolted and flipped around as an intake, supplying cooler air to the radiator (doing this was worth about 3° improvement on load temps).
*edit* I tried running with an FSB of 200MHz and a multiplier of 21 and I lost about 1500MBps in bandwidth (RAM was at 1333MHz, it went from 10500 down to about 9000, using Everest's benchmarking functions). I then tried running the RAM at 1600MHz (same as it was at the higher FSB speed) and this wasn't much better. In other words, the 400MHz on the HT is worth about 15% extra bandwidth on memory speed. I've since nudged the CPU voltage upslightly and bumped the multiplier up a notch to give a clock speed of 4320MHz and left it running a blend stress test in P95.
*2nd edit* just noticed that it shows my OS as Vista Business SP2, which is wrong. I'm running 7 Pro SP1.
*3rd edit* 4320 was a step too far and the system was not P95 stable, even pushing the voltage up to 1.6V, so I think I'll stay happy at 4.2GHz. The temps weren't bad, still under 50°C, but I was getting very nervous about putting too much voltage through my CPU.