Shorting 3.3 volts will not create a fire. Will not damage the PSU. Could be done even to any voltage on the original IBM PC without damage. Is defined as non-destructive in ATX Standards. Intel, in defining power supplies for the orginal Pentiums, even said how thick that shorting wire must be. Because shorting out any PSU voltage even is a standard test. A normal and non-destructively test for any computer's power supply - not just a PC supply.
Any supply damaged by a shorted output is probably defective when purchased.
Nobody said anything about a power supply tester. The two are obviously completely different. Defined was a multimeter that, in one minute, says more than a paperclip test. A multimeter provides numbers. Neither a paper clip nor tester do that. Numbers demonstrate a meter's significant benefits.
Even a defective supply might pass the paper clip test. Or be declared good by a power supply tester. What good are tests that declare good a defective PSU?
Apparently the OP is not concerned. However, others can learn why a meter is so quick, inexpensive, powerful, informative, and useful. A meter even makes possible additional assistance from those who better know this stuff. Who know shorting PSU outputs does not damage a properly constructed PSU. Who know a paper clip can only identify some PSU failures and never define a PSU as good. And who know the difference between a power supply tester and a multimeter.