Welcome to the forums! We are glad to have you.
First off, you're going to need some seriously better cooling. 55C is EXTREMELY too hot and I personally would back off your current overclock, even though modest, until I got better cooling. As far as what to get, there are many very capable of doing the job. ThermalRight's SK6, the Millenium Glaciator I or II, many Alphas to chose from and on and on. The Millenium Glaciator I or II are probably about the best quiet fan option for you and both are at a good price. Little Arctic Silver II thermal compound to help seal the junction between heat sink and CPU die would be good too. Just make sure you're using some sort of thermal compound.
As far as changing the voltage, that option is either in your BIOS setup or it is possible your board has jumpers or dip switches to set it. Your manual should indicate what you have, if any of them. If you do not have voltage adjustments in any of these places, your board is not capable of it.
Don't be dismayed though. There is a way to get more out of your chip through a quick modification. Doesn't require much more than a steady hand and good eyesite. Go
here to learn how to do the VID pin mod to your chip. It's not at all hard to do and am currently running a Celly 600@900 and a PIII 700@933 using this trick to get over 2V through my chips. I do NOT recommend using 2V, however. You can quickly burn it up. At your current temps, I would almost guarantee a dead chip for you if you decide to do it anyway...GET BETTER COOLING!
Good luck with your project and once again, welcome!