Congrats on joining the ranks of water coolers, Bmo.
But I post to remind everyone of the errors inherent in computer temperature measurement and comparisons....
Motherboard sensor readings are notoriously undependable.
Variations in the sensor hardware itself throws things off.
Variations in the code used to interpret the reading and show a temperature exist between BIOS revisions and manufacturers.
Software that shows a temp in an operating system may also "adjust" the reading.
It is impossible to get an actual cpu temperature below ambient using standard water cooling alone, but it is NOT impossible to get a reading showing a temp like that.
Just don't get too caught up in the temperatures you are shown in bios or an operating system, folks.
Monitoring temps is a great way to check for improvement in a cooling system by comparing the old with the new and it is helpful for spotting problems in a system, but indicated temps are NOT the "holy grail".
The above doesn't apply to anyone who has spent thousands of dollars on specialized temperature monitoring hardware, of course, but it does apply to anyone using motherboard sensors or the simplistic devices that we often add as well.