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From a guy that may actually upgrade this year from my 4770k, I will almost certainly be getting an X570 motherboard or whatever releases at the new Ryzen3 3 CPUs (after giving some time for bugs and such to work out).
My main thought is that this one hopefully will be mature with less issues, ddr4 will be cheap per GB versus what DDR5 will launch with. I am still unsure how much of a difference RAM frequency and such truly matter day to day.I know it's a long wait but, why not just wait till 2022 for the Z490(AMD) or Z390(Intel) releases? 2022 will be the dawn of DDR5 and with that will be all new chipsets. If you waited you could skip DDR4 altogether.
With that said DDR5 will take some time to mature. From what I have read the early prototypes have high latencies and mediocre frequencies but they still have two years to improve on that.
Just food for thought.