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Okay, a ways off then. I hadn't hard of any new chipsets in the pipe for AMD anytime soon. But I would be skeptical that the new chipset you speak of will be compatible with your current Ryzen CPU.
Yes up or down from there. 90 % of the Ryzen CPUs need 1.4v or more at 4.0GHz from my experience. I would test at your current 3.9 GHz with P95 before you move up.